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Welcome
 Invest with Confidence. 
 Helping you plan a bright future.

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Delivering Retirement Planning
Solutions to Help You Optimize
Income and Tax Savings

At InvestEdge Planning, we offer a personalized boutique-style approach that holistically encompasses financial planning, retirement planning, and forward-looking tax planning with strategic investment management.

I come alongside you with the goal of helping you
optimize your income and minimize your tax bill.

Working together, your service is always crafted and
custom-tailored to address your needs and priorities.

My commitment to you is service excellence, to be
flexible and transparent with no hidden fees or agendas.

Are you retirement ready?
Get Your Free Retirement Plan Assessment

InvestEdge Planning is a Plan$well Trusted Advisor 

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InvestEdge Planning

What We Do

Financial Planning

Retirement Planning

Asset Management

Tax Planning

with Forward-Looking Tax Planning

Imagine your life with less financial stress...  Get all your financials in order by gaining clarity and confidence on issues like reducing debt, growing your savings for future goals, saving on taxes with forward-looking tax planning, and selecting investments for growth, income, or capital preservation to build your wealth. Working with a financial planner will enhance your wealth by helping you mitigate life's risks with having a customized written plan to guide you to reach your set goals, e.g., budget for essential and discretionary spending, retirement saving, annual travel, buying a vacation home, or making a large purchase, and more. For families with children, address your college savings goals by comparing university tuition and acceptance rates and exploring ways to pay for college. Protect your loved ones with legacy planning and tax efficiency when it is time to transfer your wealth. You may lean on a coach or mentor for reaching fitness, well-being, academic, and/or career goals, but to achieve financial wellness, it simply begins with a financial plan and working with an experienced financial planner who will lay the stepping stones to help you navigate the twists and turns of the ever-changing stock market and life's unexpected surprises. Feel confident and in charge of your financial journey. Let's get to work today on your personalized financial plan.

Click here for specific details on the Financial Plan Package

 

 

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with Forward-Looking Tax Planning

What is your retirement readiness score?

When considering when to retire, people often wonder if they are fully ready and ask, "Will I have to change my lifestyle?" or "Will I have enough?". Most savings are held in retirement accounts like 401ks, IRAs, SEP IRA, 403b, 457 plans, and pensions that are tax-deferred. Did you know that taxes can erode your retirement income and savings? What is your plan if taxes should rise? Whether you are pre-retired, semi-retired, or retired, we will discuss your retirement plan goals, starting with where you are now, where you would like to be, and when. We will address inflation-adjusted expenses and income stream options for post-retirement, how and when to take required minimum distributions (RMDs), review your Social Security benefits and how they will be taxed, prepare for Medicare, and evaluate longevity risk and long-term care alternatives. More importantly, forward-looking tax planning will be integrated to help you explore tax-free retirement income options. Our goal is to help you optimize income and save on taxes. An "optimal drawdown" plan will be exclusively prepared for you on how much to withdraw and which accounts to withdraw from first. We will also address any potential tax traps related to Medicare and Social Security benefits. Take charge of your retirement dreams today.

with Ongoing Annual Tax Planning

Need a second set of eyes to review your investment portfolio?  Is your capital working effectively for you? Is inflation, taxes, or market volatility hindering your investment returns? Are you exposing yourself to too much risk for the returns you get? Stop letting your emotions drive your investing decisions! Partner with an experienced professional with over 20 plus years of navigating the twists and turns of stock market trends and economic cycles. Combining the fundamentals and technical indicators together will allow you to take advantage of market opportunities, as well as mitigate risk during volatile periods. Whether you have a financial advisor or you do-it-yourself, get a review on your portfolio investments, advice on investment strategy, and a risk management plan for changing market cycles. Bear markets and downturns tend to repeat themselves every few years. What is your strategy to preserve your wealth as you move through these cycles whether you are still in the accumulation (working) years or in retirement? The ongoing investment management (AUM) service offers a quarterly portfolio performance review, reallocation if needed, and a market update. Along with Strategic Investment Management, Passive Portfolio strategies are an option. Tax-loss harvesting, Tax-efficient investing, Income, and Hedging solutions are also available. 

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 Portfolio Review & 

Asset Management 

InvestEdge Planning

Who We Serve

Mid-life Professionals

Retired

Women & Couples

Families

InvestEdge Planning

ou

Providing Wealth Management Services for:

  • Mid-life Professionals who have retirement top-of-mind

  • Retired, Semi-retired, or those who are nearing retirement

  • Women & Couples

  • Families- who want to gain control of their finances and have a clear direction on how to attain their major financial goals, e.g., debt payoff, college savings, making vacation memories, retirement, tax planning, leaving a legacy for their loved ones, etc.

InvestEdge Planning

Who We Are

Experienced

Customized

Flexible

Transparent

Meet

Shannon Grey, CFP®, CRPC®, MPAS® 
CERTIFIED FINANCIAL PLANNER™ 
FEE-ONLY | FIDUCIARY

InvestEdge Planning

 

Shannon Grey began her financial career in 1999 as a financial advisor with Charles Schwab and Co. She holds an M.S. in Personal Financial Planning and is a CERTIFIED FINANCIAL PLANNER™ certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. and she also holds the Chartered Retirement Planning Counselor℠ designation. 

 

In her 20 plus years of financial consulting, Shannon found that people all too often invest for their future without preparing a financial plan which is much like driving to an unknown destination without a map or GPS, and without having guardrails in place to protect you from danger zones on your financial journey. Moreover, most people work with advisors who don't truly understand their entire financial picture, as scheduled meetings may have specific sales agendas. As a fee-only fiduciary, Shannon works alongside you by providing a personalized approach that allows her to better understand your cash flow for essential and discretionary spending, your tax history, your financial goals and concerns, your relationship with money, and what financial security looks like for you in retirement and for your future. She provides expert guidance to help you optimize your finances by creating a budget with an emergency fund, become tax efficient with annual forward-looking tax planning, help you protect your assets and legacy with wealth transfer, and will guide you through the twists and turns of the stock market or life's surprises with helping you manage your investment portfolio with confidence. Her unique approach to investing, which sets her apart from other advisors, marries the fundamentals with the technical trends of the market, which in essence, is another layer of risk management for the investment portfolio.

 

When working closely with you, Shannon will help you establish clearly defined goals, set annual targets, mitigate risks, adjust for setbacks with a contingency plan, and act as a coach to guide and inspire you along the way. Shannon believes that by continuing to offer education, awareness, and coaching; investing and planning for your future become measurable goals that are not out of reach. Working together, your service is always custom-tailored to address your needs and priorities. All meetings are held via Zoom or over the phone with flexible hours available. So just don't "hope for the best," work with an experienced financial planner and be in control of your financial journey. 

 

Shannon is not compensated with sales commissions or bonuses and is bound to the fiduciary duty to always act in the best interest of the client.

Shannon has been featured in                   Money and

 

​The custodian for all account funds and assets with InvestEdge Planning is Charles Schwab & Co. 

View FINRA's BrokerCheck report: Shannon Grey

     

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PRIVACY POLICY

InvestEdge Planning LLC is a registered investment advisor offering advisory services in the State of California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment-making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, InvestEdge Planning LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.

InvestEdge Planning LLC does not warrant that the information on this site will be free from error. Your use of the information is at your sole risk. Under no circumstances shall InvestEdge Planning LLC  be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided on this site, even if InvestEdge Planning LLC or InvestEdge Planning LLC's authorized representative has been advised of the possibility of such damages. Information contained on this site should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

Let's Connect

InvestEdge Planning
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Email:

shannongrey@

investedgeplanning.com

Phone

(858) 240-0139

Serving CA residents

Based in San Diego, CA

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